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What is PayPal Pay in 3?

PayPal Pay In 3 is a payment method allowing you to buy now, pay later by splitting the cost of your purchase into 3 instalments. The first payment is due at the time of purchase, with the subsequent payments due on the same day of the month over the proceeding two months.

Who can use PayPal Pay In 3?

PayPal Pay In 3 is available to people over the age of 18 who are a resident of the UK (excluding customers in the Channel islands & Isle of Man).  You will need to spend between £30 & £2000 to be able to qualify to use the Pay In 3 option. Paypal (Europe) will run a credit worthiness check during the application process, prior to your order being confirmed. You will get a decision instantly, but please be aware that not everyone will be approved for this service.

How do I use PayPal Pay In 3?

  1. At cart stage on bruderwatches.com you will be provided with the option to select the PayPal checkout button. This will open an external web page directing you to log in to your PayPal account.
  2. After logging in, follow the instructions to apply for a Pay In 3 plan, where after a few simple steps you will receive an instant decision from Paypal on eligibility prior to completing the checkout.
  3. The first of 3 instalments will be taken at time of checkout, with the remaining two payments requiring payment in your PayPal account on the same date for the following two months. (Please note, if the initial payment was made on the 31st, but the following month has less days, then the instalment will be due on the last day of the month).
  4. PayPal will contact you via either email or text message to prompt you that a payment is upcoming/due.

Are there any fees with PayPal Pay In 3?

There are no sign up fees for using Pay In 3 & no late fees for purchases. But please note, your credit score could be affected if a payment is missed.

Can I pay my balance off early?

You can log into your PayPal account to view the balance and payment schedule at any time. If you choose to pay the remaining balance off in full you can also do this outside of the planned payment schedule.

And finally…

PayPal is an independent payment provider, if you have any trouble with your order or wish to request a refund please contact PayPal customer service who can assist you further.